Question 1

Are Nashville permit fees really waived for storm repairs?

Accepted Answer

Yes — Metro Codes has suspended permit fees for repairs related to the January 2026 winter storm (Winter Storm Fern). Covered work includes building repairs, electrical work, gas/heating/cooling work, and plumbing. You must apply for the permit by August 31, 2026, and you must show that the work is for storm-related damage. The fee waiver applies regardless of which contractor does the work — it is the homeowner who claims it on the permit application.

Question 2

What types of storm damage repair do you coordinate?

Accepted Answer

Electrical repairs (panel damage, generator interlocks, downed-line cleanup), plumbing (frozen and burst pipes, water heater failures), HVAC (heat pump damage, furnace issues from power surges), roof repairs (tree impact, fallen limbs, ice damage), tree removal (downed trees on structures, hazardous standing trees), debris removal, and general structural repair. For any service we do not handle directly, we connect you with a licensed Nashville pro who does.

Question 3

How fast can someone come out?

Accepted Answer

For active emergencies (no heat, no power, no water, active leaks, structural risk) we work to dispatch within hours. For documentation and assessment to support insurance and FEMA claims, typically 24–72 hours. Most non-emergency storm repair jobs are scheduled within the week.

Question 4

Do you help with FEMA Individual Assistance?

Accepted Answer

We document the damage and provide invoices, scope of work, and photos that FEMA needs to support a claim. The application itself goes through FEMA at DisasterAssistance.gov or 1-800-621-3362. Davidson County is one of 29 Tennessee counties eligible for Individual Assistance. We are not licensed FEMA advisors, but we know the documentation drill from working storm jobs.

Question 5

Will my homeowners insurance cover this?

Accepted Answer

Most policies cover storm damage including wind, falling trees, ice/freeze damage, and burst pipes from heating-system failure. Flooding from rising surface water typically requires separate flood insurance. We document the cause, scope, and cost so the adjuster can move quickly. Keep every repair invoice — those are part of your claim, and they may also support a FEMA application for losses insurance does not cover.

Question 6

What is Restore Nashville and EWHAP?

Accepted Answer

Restore Nashville is Metro's coordination program for storm recovery, including the permit fee waiver above. The Emergency Winter Housing Assistance Program (EWHAP) has approximately $700,000 in mortgage, rental, and utility assistance for Davidson County residents with documented hardship from the storm. Applications reopened April 27, 2026. Call us and we will point you to the right program for your situation.

Storm Damage Repair — Nashville, TN

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